Calls and Credit Cards for Dead People

The business world makes for some good laughs (when you're down the road of healing a bit that is). A widower I know just got a credit card for his deceased wife. He jumped through all the hoops when she died 2.5 years ago but the credit card company just renewed her card. We all laughed about using the card and charging it to the max. This could maybe be an interesting way to get some free stuff. Makes me wonder what kind of credit score a dead person can have...

On another note, my dead husband got a phone call today. It's been 2-1/2 years for god's sake. And, I'm on the "no call" list. That didn't stop him. The minute the guy opened his mouth I knew he was a sales guy (do they really think it's not that obvious?)

Me: Hello.
Caller: Is Jack there?
Me: (caught off guard but knew I wanted to play with this guy a bit), uh, may I ask who's calling?
Him: Chuck.
Me: Chuck from where?
Him: Chuck from Orange County. (this is the county I live in - what a dirtbag)
Me: He's not home right now.
Him: Do you know when he may be home?
Me: Yeah.
Silence...
Him: Wow, you're a really good screener.
Me: Well, no I really don't know when he'll be home. He's deceased.(what I should have said was, you're calling for a dead man, dude)
Him: Oh. Well is your GMAC home loan current?
Me: No. You have really old information.
Him: Have you been thinking of taking any equity out of your home?
Me: No.
Him: Have you been thinking of consolidating your credit?
Me: No need.
Him: Mumbles something and hangs up.

Had I been a bit more on top of things, I would have asked him for a credit card in my dead husband's name!

Then as I'm making my dinner, I think I channeled my husband. I stood in my kitchen and practiced saying outloud, "you're calling for a dead man, dude" and then laughed. Couldn't have imagined doing this without freaking out 2 years ago. I swear I could hear my husband's picture on the fridge laughing with me. And it's definitely something I could hear him say about me if the situation was reversed.

My luck I won't get to use it on a sales caller for another 2 years.